Request a no-obligation meeting today to discuss your financial future and our role in your financial independence!
Connect with us 800.425.7044
Call Us Call Us
Empowering our attendees to take positive action in their financial lives.
If you would like to get more information about Financial University, fill out the form below:
Financial University

Financial University


Financial University has been conducting financial education workshops for corporations, associations, schools, unions and churches since 1990. Our philosophy is to educate people so as to empower them to become better financial stewards throughout their lives.

“Financial University was founded on the belief that knowledge combined with action creates power.”
— Rick Barnett, Founder of Financial University

Our goal is to empower our attendees to take positive action in their financial lives. Statistics show that 43 percent of Americans have not spoken to anyone (friends and family included) about their financial and retirement planning. This fact alone will significantly impact their financial future as well as future generations.

Our desire is to teach people multiple money management principles. As a result of gaining this knowledge (and taking action), they will be able to establish a financial road map for themselves and their family. This road map can help them accumulate and protect their assets that will get them on course to reach their financial goals and objectives. At Financial University, we believe you are in control of your money or it is controlling you. If you are reading this, chances are you are in a position to have a profound effect on people’s lives by getting this information in front of them. Our desire is to not only teach money management principles but also to be an ongoing resource for you and the people you come in contact with.

The courses offered give individuals the opportunity to engage the university for individual courses as well as ongoing resources throughout the year.

Course Descriptions

Employee Transitions

Course Duration: 45 minutes to 2 hours The Employee Transitions course will help any transitioning employee make a smoother and more financially sound job change. This class was designed to assist HR and benefits managers with the layoffs, downsizing and early retirement programs brought on unexpectedly by their corporations. This program addresses many aspects of transition including but not limited to budgeting, taxes, starting a business and finding new employment. Also, it will help people avoid common mistakes that can cause foreclosures, damage to their credit and excess taxes due to choices related to savings and pension plans and much, much more.

Tax Reduction Strategies

Course Duration: 45 minutes to 1.5 hours This course addresses the essential tax information necessary to realize the benefits of various tax planning strategies and opportunities. The tax code has 70,000+ pages in it (and growing) and it takes knowledge, plus a desire to truly make an impact on your taxes. We will go through a tax return to give you some basic understanding of it. Also, we will give you tax tips, strategies and examples of how you can make an impact on reducing the amount of taxes you pay now and in the future. Finally, we will show you the best way to interact with your accounting professional that will help him or her do the best job for you.

Cash Flow Management

Course Duration: 45 minutes to 2 hours The Cash Flow Management course is designed to show individuals and families how to do an analysis of their current personal income and expenditures. Through this process, they will be able to assess two things: First, they will gain an understanding of their current cash shortages or surpluses. Also, they will gain an understanding of where all their money is going on a monthly and annual basis. We will provide handouts including worksheets for assessment. There will also be guidelines for income and expenses so you can see what you should be spending in each category such as housing, transportation, food and beverage, etc. Cash flow is the basis for all financial planning and necessary to master regardless of how much money you earn.

Successful Retirement Planning

Course Duration: 45 minutes to 1.5 hours It is not a matter of IF but WHEN you are going to retire and, most importantly, how well you are going to retire. We live in a culture that says retirement is about an age or number of years of service that dictates when you retire. The reality is that you must determine how much you will need and when, regardless of current income. Once that part is done, you will need to identify the three possible legs of your retirement stool: pension, Social Security and retirement savings. Not everyone has all three, so you will need to know how to calculate the best way to get the most income that will last your lifetime. This program will cover what you need to know so you can retire successfully. Don’t miss it!

Social Security Planning & Coordination

Course Duration: 45 minutes to 1.5 hours
A single person has 96 Social Security choices and a married couple has 567. When and how you begin taking Social Security benefits could have a profound impact on how much retirement income you receive, how long it will last and how much in taxes you will pay. It may, at first glance, seem like an easy decision. However, the time and attention needed to review your options for Social Security can impact your income by tens or hundreds of thousands of dollars over your retirement years. Don’t miss this exciting and simple explanation of all the options you have.

Cash Flow & Taxes

Course Duration: 45 minutes to 2 hours
We all need a way to create a more positive cash flow and reduce taxes to the lowest possible level allowed by law. This class is focused on creating a few simple steps to help increase the cash flowing through your household and reduce the expenses along the way. It is also designed to show you (because the tax preparer won’t) how to minimize the amount of federal and state income tax you have been paying. It does not matter how much income you bring in, because expenses gravitate toward income regardless of the amount of money you earn. This class is for the young and old alike as we look toward the things in life we want and need to do with our money. Don’t miss this fast-paced, information packed event.

Estate Planning Made Easy

Course Duration: 45 minutes to 2 hours
This course will educate participants about the need for creating and managing their estate plan. Most people say, “I need to get my estate in order.” What does that mean? They need a plan first and then documents like a will, trust, power of attorney, medicals directives, etc. The reality is each family has different plans, goals and objectives. Your estate plan (for your family) is based on income, assets, children (minor children or adults), living parents, and the list goes on and on. What if someone was to become incapacitated? What if you have a special-needs child? What if you receive an inheritance? Enjoy our presentation covering all of these topics and more.

Risk Management

Course Duration 40 minutes to 1 hour
This course teaches participants the importance in understanding the multiplicity of risk that exists in today’s environment. You will learn how life insurance, disability insurance, health insurance, long-term care, home and auto liability limitations (and more) factor into your overall financial success and security.

Investing Made Simple

Course Duration 40 minutes to 1 hour
This course is critical for people at all levels of investment knowledge. We will cover how to assess your investment risk tolerance, how to avoid common investment mistakes and review the options of how to balance volatility and stability. We will also cover utilizing investments to plan for emergencies and opportunities, college funding and retirement.

Biblically Guided Financial Principles

Course Duration: This course has 6 hours of information but can be condensed down to a 45-minute session for each topic (6 Keys of Financial Stewardship). The longer the course time, the more detail will be provided.
Participants will enjoy a dynamic presentation loaded with many scriptures related to money. Most know that Jesus talked more about money than any other topic. Why? He knew it played a large role in people’s lives. This program not only provides Biblical reference on such topics as budgeting, asset management, taxes and handling your estate but also the practical application of each topic. This is a great class for all ages and can be adopted for later year teens.

Privacy Policy | Terms

Investment advisory services are offered through Elevated Performance Investment Group LLC, a Registered Investment Advisor in the state of Michigan and North Carolina. Elevated Performance Investment Group LLC, Barnett Financial & Tax Charlotte LLC, and Barnett Financial & Tax Inc are affiliated companies.

We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives.

By submitting your contact information, you consent to be contacted in the future regarding retirement income strategies that utilize insurance and investment products.

*Our firm provides links to third party articles in an effort to assist users in locating information on topics that might be of interest to them. Information presented has not been verified and is not guaranteed, nor can we attest to the accuracy of information provided. Linking to an article or web site does not constitute a representation of the services offered by our firm nor does it constitute an endorsement by Firm of the sponsors of the site or the products presented on the site. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.